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Painting, decorating and home improvement tips blog

What You Should Know about Remodelling Insurance

Posted by admin
September 4th, 2019

What You Should Know about Remodelling Insurance

Remodelling a house is exciting. It can also be stressful and worrisome. Before you get started on a renovation, there a few key things that you should keep in mind. First you should come up with a plan that includes a timeline and a schedule. Detailed notes can help put the tasks into focus. Factoring in your budget is perhaps the most important thing as far as your remodelling planning goes. When you are figuring out your budget for a renovation, you need to include unknown costs and insurance fees. You may think you don’t need insurance, but you want to have to replace supplies, fix damages, or cover the cost of hospital visits should something go wrong. After you figure our insurances costs, you will be able to focus on the task at hand and move forward with your remodel.

Talk to your Insurance

Before you do anything, you should talk to your current insurance provider to see what they cover and what they will not. This is important, you need to know what you will need to find new insurance for. A lot of insurance companies are not interested in covering renovations, so you will likely need to shop around for specialized insurance. Once you have been honest with your insurer on what you will be renovating, you will be able to find what you need as far as insurance goes and start your renovations with peace of mind.

What if I Go Forward Without Insurance?

If you decide to risk a home renovation without the right insurance, you will be liable for all the damages and even hospital visits should an accident occur. In any home-building job, insurance is required so you may receive hefty fines if the authorities find out that you’re not insured. You probably shouldn’t start a home renovation without the right coverage, you are risking more than you have to.

Types of Insurance

What you really need for a home renovation is empty building or site insurance. Site insurance will cover renovations and empty building insurance will insure the property when it doesn’t have tenants. Conventional building insurance won’t be enough to cover your property if it is empty for more than 30 days according to the experts at MoneyPug, which is used as a platform to compare home insurance. The same goes for properties that are not habitable. Some insurers will extend empty building insurance, but this may only provide basic coverage for earthquakes, fires, and other disasters.

For the insurance you need when you’re starting a renovation, regular inspection is one of the things that empty building insurance depends on. It is dependent upon draining the water systems after being drained. The electricity and gas mains need to be isolated as well. Some companies require the waste to be cleared and the letterbox to be sealed. Others want extra security measures in certain areas.

When you take out site insurance, the physical elements of the project, which includes the structure, materials, and temporary work are covered by this type of policy. Accidental damage to other people and property is covered. People working on the renovation will be covered if they are injured on the job. Furthermore, loss and damage to equipment you own will also be included. Site policies also include personal possessions, accidents, and legal expenses, but the cost likely depends on the value of the property, where it is, the value the renovation will add, and the overall terms of insurance.

It doesn’t matter what you are changing to your house, you should look into the right insurance for what you are doing. Knowing ahead of time what insurance you need will help you determine the overall costs of your renovation. Once you understand what you are getting into, you will be able to go forward with peace of mind and the necessary knowledge to get the job done. Then, after all is said and done, you will have exercised caution and will be able to live in your dream house. So what are you waiting for? Get started today, you won’t regret it.

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How to Repaint Internal Doors – contributed by handle King

Posted by admin
February 5th, 2018

How to Repaint Internal Doors

Do your doors look a little tired and need a new lease of life? In a traditional home, solid wood doors can be stripped and restored to augment their natural beauty. Black or copper door handles are a great way to offset this period look and add a modern twist. Stainless steel and chrome door handles on the other hand look perfect on white doors in a contemporary interior and offer a neutral ambiance throughout your home. Consider the contours and tones in your room to determine the handles that best complement your interior.

If your doors are paint encrusted, you will need to strip the layers of paint back before refinishing. This will not only improve the aesthetic finish on your doors, but will also help to ensure your doors operate smoothly. If lead based paint is being removed, it is best to speak with a reputable specialist for advice before carrying out work as there are additional precautions which need to be taken to ensure the paint is removed safely.

Painting an internal door with a roller

Before you commence work it is important to prepare your work station. Protective gloves, eye and face masks are necessary to ensure that no dust is inhaled and offer you protection from any chemical cleaners that may be used. Ensure that the items you are using are fit for purpose before you start. Once you have done this it is best to unhinge the door to ensure an even finish. Make sure that your work area is well ventilated and dust sheets are laid to catch the debris.

Perhaps the most common method for stripping paint from your door is using a chemical stripper. Typically, this is applied to the surface of the door then after the specified time the paint is removed using a scraper. On stubborn and intricate areas of the door or architrave, a wire brush maybe used to carefully remove paint from the surface. Once you have completed this step, any chemical residue should be removed using the recommended fluid specified on the product you are using. Always follow the step-by-step instructions specified by the manufacturer as they will be most relevant to the product you are using.

Once the paint has been successfully removed, it’s time to sand your door in preparation for painting. When painting, remember to apply the paint smoothly and evenly, do not overload your brush, as this can cause the paint to run which in turn can create drip marks to dry onto the surface of your door. Remember to allow enough time for
the paint to completely dry before applying a further coat of paint. Once you are happy with the finish, you will be ready to hang the doors and fit your door handles.

Fitting a new door handle

Should you require new door handles, why not check out the extensive range of door hardware on offer from www.handleking.co.uk making use of discount code ‘DECO5’ at checkout to receive a generous 5% discount off all orders!

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Guest Post By Art In Wax

Posted by admin
February 8th, 2012

Pictures

Interior Decorating and Home Décor

When decorating your home or office there are lots of things to consider, and not just the colours, paints, wallpaper and other wall coverings, but also the style and the décor (decorations) you want for the overall finish.

You may want to use the decorating to bring the colour to a room, with use of complimentary colour painting schemes or feature walls. And using wallpapers and wall coverings to bring contrast and keeping the rooms accessories in a neutral style. Alternatively walls and paint work could be decorated in neutral tones and the ascent focused on the styling of a room using furniture, lighting, soft furnishings, art and accessories.

As an encaustic artist I personally like to have our home decorated in subtle tones and use art to decorator the walls, this gives us the option to change the style of a room with the re-arrangement of our Art and accessories without having to fully change wall colours and so on.

Kitchen Decoration

As an example, at the end of the summer last year we re-decorated our kitchen. We are working with some green coloured (inherited) units and decided to change from a mushroom colour to a complementing green and opted for “English Mist”. This colour on the walls, which are plain lined, works well with White ceiling and woodwork and makes the kitchen a light and clean looking environment.

To compliment the plain walls we have three paintings of herbs framed and hung on the wall over the dinning table, the frames are a simple wood effect and make a great surround for the paintings which depict a rustic style terracotta pots of Thyme, Chives and Sage.

Encaustic Art

Paintings created in encaustic wax have a wonderful sheen and texture. Encaustic Artist Hazel Rayfield using hot wax to paint her unique art work, paintings are created using coloured encaustic wax and heat tools, the Art In Wax website blog has a lot of information about this art form, including videos of Hazel demonstrating how she paints using molten wax.

Decorating your home with Encaustic Art

The Art In Wax gallery has many paintings, ranging from flowers and landscapes to funky fish and fashion style artwork, suitable for many different types and styles of room. Encaustic art can be mounted and framed to great effect or display using a stand or display easel which look great as accessories on table tops or shelves.

So if you would like some Original Art for your newly decorated room, or to add a change to existing décor in your home or office, why not visit www.artinwax.co.uk. All art is original, NOT prints and are unique and individual: Shop online now for Art In Wax.

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